Delis, Manthos D.; Deli, Yota D.; Peydró, José-Luis; … - 2022
Using a unique corporate loans dataset for entrepreneurs with small and microenterprises, this paper examines how … educational attainment affects bank credit decisions and subsequent individual and firm outcomes. Our results highlight a "Matthew … likely to apply for credit, and receive higher credit scores, and better lending terms. Via this credit channel, such …