We study how capital controls and domestic macroprudential policy tame credit supply booms, respectively targeting … exchange (FX) debt inflows and an increase of reserve requirements on domestic bank deposits in Colombia during a strong credit … boom, as well as credit registry and bank balance sheet data. Our results suggest that first, an increase in the local …

We analyze the determinants of real estate and credit bubbles using a unique borrower-lender matched dataset on … mortgage loans in Spain. The dataset contain real estate credit and price conditions (loan principal and spread, and the … contract) and the lender identity, over the last credit boom and bust. We find that lending standards are softer in the boom …

This study examines empirically the information content of the euro area Bank Lending Survey for aggregate credit and … leading indicator for euro area bank credit and real GDP growth. Notwithstanding the short history of the survey, the findings … also suggest that price as well as non-price conditions and terms of credit standards do matter for credit and business …

the distribution of risk via credit supply. For identification, we exploit exhaustive US loan-level data since the 1990s …, borrowerlender relationships and Gertler-Karadi monetary policy shocks. Higher policy rates shift credit supply from banks to …, higher policy rates increase risk-taking, as less-regulated, fragile nonbanks -in all credit markets- expand supply to …

This study examines empirically the information content of the euro area Bank Lending Survey for aggregate credit and … leading indicator for euro area bank credit and real GDP growth. Notwithstanding the short history of the survey, the findings … also suggest that price as well as non-price conditions and terms of credit standards do matter for credit and business …

credit register from Spain, with the time of a loan application and its granting. When VIX is lower (booms), banks shorten …

We analyze how banks’ equity stakes in firms influence their credit supply in crisis times. For identification, we … exploit the 2008 Global Financial Crisis and merge unique supervisory data from the German credit register on individual bank …-firm credit exposures with the security register data that include banks’ equity holdings. We find that a large and ex …

This study examines empirically the information content of the euro area Bank Lending Survey for aggregate credit and … leading indicator for euro area bank credit and real GDP growth. Notwithstanding the short history of the survey, the findings … also suggest that price as well as non-price conditions and terms of credit standards do matter for credit and business …

By providing liquidity to depositors and credit-line borrowers, banks can be exposed to double-runs on assets and … liabilities. For identification, we exploit the 2007 freeze of the European interbank market and the Italian Credit Register …. After the shock, there are sizeable, aggregate double-runs. In the cross-section, credit-line drawdowns are not larger for …