Regulation needs effective supervision; but regulated entities may deviate with unobserved actions. For identification …

We analyze the root causes of the current crisis by studying the determinants of bank lending standards in the Euro … Area using the answers from the confidential Bank Lending Survey, where national central banks request quarterly …-term interest rates on bank risk-taking, even when we instrument securitization. Moreover, short-term rates – directly and in …

designed to harmonize regulation of financial markets in the European Union. We find that increases in financial integration …

Using a unique dataset of the Euro area and the U.S. bank lending standards, we find that low (monetary policy) short … securitization activity, weak supervision for bank capital and too low for too long monetary policy rates. Conversely, low long … origins of the crisis and have important policy implications. - Lending standards ; monetary policy ; securitization ; bank …

Using a unique dataset of the Euro area and the U.S. bank lending standards, we find that low (monetary policy) short … securitization activity, weak supervision for bank capital and too low for too long monetary policy rates. Conversely, low long …

A framework for macroprudential regulation that defines systemic risk and macroprudential policy, describes … macroprudential tools, and surveys the effectiveness of existing macroprudential regulation. … FinancialCrises -- 7 Measuring Systemic Risk -- 8 Systemic Risk and Microprudential Regulation -- 9 Systemic Risk and Macroprudential …

. Results using firm(-bank) fixed effects and loan volume versus price information suggest a credit supply-driven mechanism …

This paper analyzes the impact of public credit guarantee schemes on the allocation and performance of bank credit … outstanding with the bank before the shock. This effect is more pronounced for risky firms and for firms in more pandemic … firm-bank level, with the share and amount of nonguaranteed (private) credit declining for firms that obtain guaranteed …