The main banking operation is lending. Indeed, between banks investments at the first place are credits. For good credits bank have to be visible, especially at stock exchange. In the study of capital markets, the temptation of yield is a forecast great. Many studies and models have tried to...

Circulating capital or working capital has no economic significance for the purposes of the imposition of any normative behaviour. Capital management involves the adoption of managerial decisions that affect a specific type of assets and liabilities in the short term. The difference between...

The Romania’s integration in the European Union brought about some major changes in our banking system. One of the direct consequences is the fierce competition between banks for supremacy on the market. In this respect, the Romanian banks saw in the SMEs sector a true potential for reaching...