with construction firms or with retail firms would have produced substantially higher returns on equity with less risk … returns relative to risk, although banks were not necessarily a dominant part of some combinations. These findings suggest … authors stress that bank management contemplating diversification into the commercial sector must be selective about which …

enjoy a significant reduction in funding costs if affiliation with a bank extended the federal safety net for banks to cover …

acquiring banks value profitable, high-growth, and low-risk targets. We also find that the strength of bank regulation and …We analyze the takeover premiums paid for a sample of European bank mergers between 1997 and 2007. We find that … supervision and of deposit insurance regimes in Europe has measurable effects on takeover pricing. Stricter bank regulatory …

This paper studies the impact of European bank mergers and acquisitions on changes in key safety and soundness measures … of both acquirers and targets. We find that capitalization, profitability, and liquidity show signs of statistically and … insurance funding regimes tend to result in positive postmerger changes in liquidity and performance. …

This paper provides the first empirical evidence that bank regulation is associated with cross-border spillover effects … different localities across 16 countries. We find that lower barriers to entry, tighter restrictions on bank activities, and … higher minimum capital requirements in domestic markets are associated with lower bank lending standards abroad. The effects …

remain. This paper examines whether stricter regulation of incentive compensation is the missing piece needed to reduce risk … to acceptable levels. Unfortunately, this review of the literatures on the relationship of risk to bank chief operating …Although a number of steps have been taken to reduce the risk of financial stability, some significant weaknesses …

credit and interest rate risk, the way it measures bank capital, and the way it creates countercyclical capital buffers …

policy tools for dealing with systemic risk. The article also discusses some lingering systemic risk issues, including the … effect of a large bank's failure on financial derivatives markets and the effect of unexpected massive losses at one or more … banks, as well as FDICIA's provisions designed to reduce systemic risk. …