Individual Retirement Accounts can have an important effect on the contribution of these accounts to retirement income security …How households draw down the balances that they accumulate in retirement saving accounts such as 401(k) plans and …

an important effect on retirement income security and on federal income tax revenues. This paper examines the withdrawal …How households draw down their balances in personal retirement accounts (PRAs) such as 401(k) plans and IRAs can have … behavior of retirement-age households in the SIPP and finds a modest rate of withdrawals prior to the age of 701⁄2, the age at …

data collected by the Health and Retirement Study and calculates the "potential additional annuity income" that households …This paper presents evidence on the resources available to households as they enter retirement. It draws heavily on … could purchase, given their holdings of non-annuitized financial assets at the start of retirement. Even if households used …

This paper documents trends over the last two decades in retirement behavior and retirement income choices by … retirement. Later retirement and lags between retirement and the first retirement income payout led to a growing fraction of …, the average retirement age rose by approximately 1.3 years for female and 2 years for male participants. There is …

an important effect on retirement income security and on federal income tax revenues. This paper examines the withdrawal …How households draw down their balances in personal retirement accounts (PRAs) such as 401(k) plans and IRAs can have … behavior of retirement-age households in the SIPP and finds a modest rate of withdrawals prior to the age of 70½, the age at …

data collected by the Health and Retirement Study and calculates the "potential additional annuity income" that households …This paper presents evidence on the resources available to households as they enter retirement. It draws heavily on … could purchase, given their holdings of non-annuitized financial assets at the start of retirement. Even if households used …

. Requiring all persons to annuitize their retirement account balances at a specified age is one way to substantially reduce the …