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How do regulators influence mortgage risk : evidence from an emerging market

Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin - 2012

Persistent link: https://www.econbiz.de/10009631275

How do regulators influence mortgage risk? : evidence from an emerging market

Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin - 2012

Persistent link: https://www.econbiz.de/10009655144

What calls to arms? : international evidence on interest rates and the choice of adjustable rate mortages

Bădărinză, Cristian; Campbell, John Y.; Ramadorai, Tarun - 2014

Persistent link: https://www.econbiz.de/10010409108

What calls to arms? : international evidence on interest rates and the choice of adjustable-rate mortgages

Bădărinză, Cristian; Campbell, John Y.; Ramadorai, Tarun - 2014

Persistent link: https://www.econbiz.de/10010412809

Sources of Inaction in Household Finance : Evidence from the Danish Mortgage Market

Andersen, Steffen - 2020

We build an empirical model to attribute delays in mortgage refinancing to psychological refinancing costs that inhibit …-quality administrative panel data from Denmark, where mortgage refinancing without cash-out is unconstrained. Middle-aged and wealthy … frictions in the mortgage channel of monetary policy transmission …

Persistent link: https://www.econbiz.de/10012856624

Refinancing cross-subsidies in the mortgage market

Fisher, Jack; Gavazza, Alessandro; Liu, Lu; Ramadorai, Tarun - 2021

Persistent link: https://www.econbiz.de/10012795341

Predictably unequal? : the effects of machine learning on credit markets

Fuster, Andreas; Goldsmith-Pinkham, Paul; Ramadorai, Tarun - In: The journal of finance : the journal of the American … 77 (2022) 1, pp. 5-47

Persistent link: https://www.econbiz.de/10012796507

International Comparative Household Finance

Badarinza, Cristian - 2016

This article reviews the literature on international comparative household finance. It presents summary statistics on household balance sheets for 13 developed countries and uses these statistics to discuss common features and contrasts across countries. It then discusses retirement savings,...

Persistent link: https://www.econbiz.de/10012979165

International Comparative Household Finance

Badarinza, Cristian - 2016

This paper reviews the literature on international comparative household finance. The paper presents summary statistics on household balance sheets for 13 developed countries, and uses these statistics to discuss common features and contrasts across countries. The paper then discusses retirement...

Persistent link: https://www.econbiz.de/10013004001

What Calls to ARMs? International Evidence on Interest Rates and the Choice of Adjustable-Rate Mortgages

Badarinza, Cristian - 2016

in total mortgage issuance. Using a nine-country panel and instrumental variables methods, we present evidence that near …-term (one-year) rational expectations of future movements in ARM rates do affect mortgage choice, particularly in more recent …

Persistent link: https://www.econbiz.de/10013007484