Prior to 1996, roughly 70% of electricity service in California was provided by investor owned utilities (IOUs). The IOUs operated as monopolies in their respective service territories, performing all of the functions necessary to generate and deliver electricity to the consumer. In exchange for...

The purpose of this thesis is to investigate how the price of advertising space affects the demand for help-wanted advertising. To do so, this thesis develops and estimates an econometric model to explain and predict the demand for help-wanted advertising placed in a newspaper. For the most...

This paper deals with the pricing differences between a mutual co-operative underwriting system and a fixed-premium underwriting system in providing coverage for marine liability. There has been much debate in recent years within the marine liability underwriting industry over which method...