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Identifying Income and Wealth-Poor Households in the Euro Area
Müller, Philip - 2016
In this paper, we analyse different measures of asset and income poverty using micro-data for 15 euro area countries … from the 2010 Household Finance and Consumption Survey (HFCS). We are particularly interested in the way in which specific … definitions of income and wealth poverty affect the number and socio-demographic characteristics of poor households, as well as …
Persistent link: https://www.econbiz.de/10012988671
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Fatigue in payment diaries : empirical evidence from Germany
Schmidt, Tobias - 2011
In this paper we analyse whether the recording behaviour of consumers keeping a payment diary changes over the diary period. Using data from a large study on the payment behaviour of German consumers we find that individuals tend to report a higher number of transactions on the first day of the...
Persistent link: https://www.econbiz.de/10009011299
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Fatigue in Payment Diaries - Empirical Evidence from Germany
Schmidt, Tobias - 2016
In this paper we analyse whether the recording behaviour of consumers keeping a payment diary changes over the diary period. Using data from a large study on the payment behaviour of German consumers we find that individuals tend to report a higher number of transactions on the first day of the...
Persistent link: https://www.econbiz.de/10012991041
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Household bargaining, pension contributions and retirement expectations : evidence from the German Panel on Household Finances
Fernandes, Inês; Schmidt, Tobias - 2021
pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household … sharing. The empirical results suggest that household bargaining is significantly correlated with individual retirement … household resources amongst each other in retirement. Finally, our data indicate that intracouple information sharing and …
Persistent link: https://www.econbiz.de/10012697947
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Household Bargaining, Pension Contributions and Retirement Expectations : Evidence from the German Panel on Household Finances
Fernandes, Ines; Schmidt, Tobias - 2022
pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household … sharing. The empirical results suggest that household bargaining is significantly correlated with individual retirement … household resources amongst each other in retirement. Finally, our data indicate that intracouple information sharing and …
Persistent link: https://www.econbiz.de/10013310307
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Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data
Bagnall, John; Bounie, David; Huynh, Kim P.; Kosse, Anneke - 2014
We measure consumers' use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia), 2011 (Austria, France, Germany and the Netherlands), and 2012 (the United States). Our paper finds cross-country differences –...
Persistent link: https://www.econbiz.de/10013370109
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Inflation expectations in the wake of the war in Ukraine
Afunts, Geghetsik; Cato, Misina; Schmidt, Tobias - 2023
Russia's invasion of Ukraine is posing a range of new challenges to the global economy, including affecting the inflation expectations of individuals. In this paper, we aim to quantify the effect of the invasion on short- and long-term inflation expectations of individuals in Germany. We use...
Persistent link: https://www.econbiz.de/10014000474
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Choosing and using payment instruments: evidence from German microdata
von Kalckreuth, Ulf; Schmidt, Tobias; Stix, Helmut - 2009
Germans are still very fond of using cash. Of all direct payment transactions, cash accounts for an astounding 82% in terms of number, and for 58% in terms of value. With a new and unique dataset that combines transaction information with survey data on payment behaviour of German consumers, we...
Persistent link: https://www.econbiz.de/10010299952
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Fatigue in payment diaries - empirical evidence from Germany
Schmidt, Tobias - 2011
In this paper we analyse whether the recording behaviour of consumers keeping a payment diary changes over the diary period. Using data from a large study on the payment behaviour of German consumers we find that individuals tend to report a higher number of transactions on the first day of the...
Persistent link: https://www.econbiz.de/10010304727
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Using cash to monitor liquidity: Implications for payments, currency demand and withdrawal behavior
von Kalckreuth, Ulf; Schmidt, Tobias; Stix, Helmut - 2011
Standard transaction cost arguments can only partially explain why the share of cash transactions is still high in many countries. This paper shows that consumers' desire to monitor liquidity is one of the reasons. Consumers make use of a distinctive feature of cash - a glance into one's pocket...
Persistent link: https://www.econbiz.de/10010307248