"Banks have a special position in the financial system. Their exclusive link to the central bank puts them at the top … of the financial system and enables banks to offer liquidity to the wider economy. They also provide loans and payment … services to firms and households. This multifaceted nature of banking makes the economics of banking exciting. Together with an …

), 'The Future of Banking: From Scale & Scope Economies to Fintech', European Economy - Banks, Regulation and The Real Sector …), 'Foreign Banks: Trends and Impact', Journal of Money, Credit and Banking, 46 (S1), February, 295-326 -- 24. Ralph De Haas and … Martinez Peria (2007), 'How Banks Go Abroad: Branches or Subsidiaries', Journal of Banking and Finance, 31 (6), June, 1669 …

authorities in 2011 and the gradual establishment of European banking union starting in 2012. The banking union is a major … highly incomplete form, and with no prospects for rapid completion, the banking union has improved financial supervision in …