Rural and agricultural banks, among them state-owned agricultural development banks (AgDBs) and cooperative banks, have a wide outreach in Asian countries. Their potential as retailers and wholesalers (through cooperatives, rural banks, NGOs) for providing sustainable savings deposit and credit...

Agricultural development banks (AgDBs), which are not viable, should either be closed, or transformed into self-reliant, sustainable financial intermediaries. Experience shows that reform is possible. Among the prominent cases are Bank Rakyat Indonesia (BRI) and Bank for Agriculture and...

Agricultural development banks were established to extend credit and other financial services to customers considered noncreditworthy by the commercial banking sector. Although frequently unprofitable, they play an important role in the fight against rural poverty. This article asks if these...