<DIV>Microcredit programs, which often give small loans to borrowers in developing countries who lack collateral, have been considered efficient tools for economic development in struggling regions around the world. Yet, recently, microcredit has come under increasing critic by experts who feel that...</div>

</titre> <alinea/> Access to credit for small farmers is a major challenge in securing or even increase agricultural production. That this access is either difficult or impossible for farmers in developing countries. Yet the majority of peasants in developing countries are still excluded from the banking system....