In 1969 fourteen commercial banks (six more in 1980) were nationalized to increasingly involve them in financing the developmental programmes in rural India. Subsequently Branch expansion policy was revised and reoriented in favor of rural areas. Regulatory controls for preferential allocations...

Rural development programmes (RDPs) can be broadly classified as enterprise oriented and labour service oriented programmes. This paper discusses the strategy that needs to be adopted for ensuring effective implementation of enterprise oriented programmes. The key features for ensuring success...

This working paper discusses the dependence of Indian agriculture on uncertain rains. In addition the farmers experience other production risks as well as marketing risks related to different crop enterprises and for different agro-climatic regions and areas. It then argues on the need for crop...

One important reason for low demand for quality seeds is the reportedly low seed replacement rate especially in case of non-hybrids. To investigate the reasons for such practices followed by the farmers is the main objective of this pilot study conducted in Faridkot district of Punjab. The study...

The study reveals that wider acceptance of biogas technology in Mahijda village was primarily due to shortage of traditional fuels in the village. A subsidy of 50 to 75 percent was a strong incentive in its adoption. It was adequately supported by organized supply of necessary equipment and...

Jatropha curcas L. is a non-edible oil seeds which grows widely in some areas in Gujarat, Madhya Pradesh and Rajasthan where it is also grow as live fence on the boundaries of fields. Being hardy in nature it can survive in harsh soil and climatic conditions and is a suitable species for...

Under the multi-agency approach to rural credit, lead bank scheme was introduced to plan and implement credit programmes at district level. The idea was to achieve coordination among the financial, developmental and administrative agencies for integrated development of the districts. District...

This working paper makes a part of bigger project on “Economic and Management Aspects of Sugar Production from Sugar beet” sponsored by the Ministry of Agriculture, Government of India, New Delhi, to the Indian Institute of Management, Ahmedabad. The objective of the paper was to examine the...

This paper conceptualises the need for stocking agricultural inputs to match supply with their demand. The stocks in turn have to be financed. Because of seasonality in demand the general credit limits extended by the banks to the input enterprises are found to be inadequate. Thus the input...

This paper examines the relationship between the degree of agricultural progress and institutional credit. More specifically it examines the relationship between the proportion of area covered under HYVs of foodgrains and (a) the density of Rural Financial Institutions (RFIs), (b) various types...