Cyree, Ken B.; Spurlin, W. Paul - In: Journal of Banking & Finance 36 (2012) 9, pp. 2593-2603
Because big banks could impact competition in rural markets, we investigate the effects of big-bank presence on the performance of rural, small banks. When competing against a big bank, rural one-county banks operate at lower levels of proit efficiency, but with higher ROA and increased levels...