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Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics
Schuh, Scott; Stavins, Joanna - Federal Reserve Bank of Boston - 2009
the use of paper checks that has been quite uneven across consumers and not well understood. This paper estimates … econometric models of consumers’ adoption (extensive margin) and use (intensive margin) of checks plus six other common U … checks can explain directly about 25 and 14 percent, respectively, of the 8.4 percentage point decline in check use from 2003 …
Persistent link: https://www.econbiz.de/10005713289
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Checking accounts: ; fees and features, consumer preferences, impact on bank revenues
Stavins, Joanna - In: New England Banking Trends (1999) Fall, pp. 1-8
Persistent link: https://www.econbiz.de/10005420130
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Perspective on payments
Stavins, Joanna - In: Regional Review (2003) Q 1, pp. 6-9
One reason the U.S. has been slow to move from paper checks to electronic payments is that the benefits for individual …
Persistent link: https://www.econbiz.de/10005717824
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Consumer behavior and payment choice : 2006 conference summary
Carten, Margaret; Littman, Daniel A.; Schuh, Scott; … - 2007
This paper summarizes the proceedings of the second Consumer Behavior and Payment Choice conference, held at the Federal Reserve Bank of Boston on July 2527, 2006. These conferences are unique in featuring the collaboration of two groups of payments experts the private-sector payments industry...
Persistent link: https://www.econbiz.de/10003713633
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Credit card debt and payment use
Sprenger, Charles (contributor); Stavins, Joanna (contributor) - 2008
Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called "revolvers" exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of...
Persistent link: https://www.econbiz.de/10003715842
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Consumer behavior and payment choice : a conference summary
Crowe, Marianne (contributor); Schuh, Scott (contributor);  … - 2006
The Emerging Payments Research Group (EPRG) at the Federal Reserve Bank of Boston sponsored a new conference, "Consumer Behavior and Payment Choice: How and Why Do Consumers Choose Their Payment Methods?" on October 27-28, 2005, at the Boston Fed. The conference brought together a diverse set of...
Persistent link: https://www.econbiz.de/10003346643
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Why are (some) consumers (finally) writing fewer checks? : The role of payment characteristics
Schuh, Scott; Stavins, Joanna - 2009
the use of paper checks that has been quite uneven across consumers and not well understood. This paper estimates … econometric models of consumers’ adoption (extensive margin) and use (intensive margin) of checks plus six other common U … checks can explain directly about 25 and 14 percent, respectively, of the 8.4 percentage point decline in check use from 2003 …
Persistent link: https://www.econbiz.de/10003808795
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Summary of the Workshop on Consumer Behavior and Payment Choice
Schuh, Scott (contributor); Stavins, Joanna (contributor) - 2008
This paper summarizes and outlines some interesting issues that arose during a recent workshop on Consumer Behavior and Payment Choice, hosted by the Federal Reserve Bank of Boston's Emerging Payments Research Group (EPRG) on July 25, 2008. Topics addressed are the consumer adoption of new...
Persistent link: https://www.econbiz.de/10003810065
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Why are (some) consumers (finally) writing fewer checks? : the role of payment characteristics
Schuh, Scott; Stavins, Joanna - In: Journal of banking & finance 34 (2010) 8, pp. 1745-1758
Persistent link: https://www.econbiz.de/10008664178
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Frontier policy issues in consumer payment behaviour
Schuh, Scott; Stavins, Joanna - In: Journal of payments strategy & systems 3 (2009) 4, pp. 333-348
Persistent link: https://www.econbiz.de/10003963579