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data sources to enhance our understanding of the decisions consumers make when choosing payment methods. …
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Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called "revolvers" exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of...
Persistent link: https://www.econbiz.de/10003715842
Behavior and Payment Choice: How and Why Do Consumers Choose Their Payment Methods?" on October 27-28, 2005, at the Boston Fed …
Persistent link: https://www.econbiz.de/10003346643
the use of paper checks that has been quite uneven across consumers and not well understood. This paper estimates … econometric models of consumers’ adoption (extensive margin) and use (intensive margin) of checks plus six other common U …
Persistent link: https://www.econbiz.de/10003808795
This paper summarizes and outlines some interesting issues that arose during a recent workshop on Consumer Behavior and Payment Choice, hosted by the Federal Reserve Bank of Boston's Emerging Payments Research Group (EPRG) on July 25, 2008. Topics addressed are the consumer adoption of new...
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consumers use for transactions. For the first time, we estimate the number of payment methods adopted by consumers conditional … on having access to a bank account, as the unbanked consumers' payment choices are much more limited than those of … consumers with bank accounts. This paper follows the analysis in Schuh and Stavins (2010), but with improved data, allowing us …
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