Schuh, Scott; Stavins, Joanna - 2012 - This version: December 12. 2011
consumers use for transactions. For the first time, we estimate the number of payment methods adopted by consumers conditional … on having access to a bank account, as the unbanked consumers' payment choices are much more limited than those of … consumers with bank accounts. This paper follows the analysis in Schuh and Stavins (2010), but with improved data, allowing us …