Agarwal, Sumit; Chomsisengphet, Souphala; Mahoney, Neale; … - In: The Quarterly Journal of Economics 130 (2015) 1, pp. 111-164
We analyze the effectiveness of consumer financial regulation by considering the 2009 Credit Card Accountability Responsibility and Disclosure (CARD) Act. We use a panel data set covering 160 million credit card accounts and a difference-in-differences research design that compares changes in...