Showing 1 - 10 of 38
-sized enterprises (SMEs) in Asia. Owing to their significance to national economies, it is important to find ways to provide SMEs with … minimizing the bank's nonperforming loans to SMEs, and at the same time fulfill the government policies for supporting SMEs. Our … moral hazard and ensure the stability of lending to SMEs. …
Persistent link: https://www.econbiz.de/10011522082
remain SMEs' main source of financing. Due to the higher risks associated with SMEs, they have to borrow money at high …, banks have become more reluctant to lend funds to SMEs. The government's use of a credit guarantee scheme (CGS) relies on … the willingness of second-tier banks to lend to SMEs, since they decide which SMEs to lend to and the effective interest …
Persistent link: https://www.econbiz.de/10011949765
SMEs often have severe difficulties raising money. Considering the bank-dominated characteristic of economies in Asia …-sized enterprise (SME) sector, it is crucial for banks to distinguish healthy SMEs from risky ones. This chapter examines how a credit … rating scheme for SMEs can be developed when access to other financial and non-financial ratios is not possible by using data …
Persistent link: https://www.econbiz.de/10011949781
-sized enterprises (SMEs) are the backbone of most Asian economies and the financial sector is dominated by banks, women in … gender and success or failure of SMEs. Using a statistical analysis technique (principal component analysis) and running … econometrics regressions on a random sample of 1,492 exporter SMEs from Iran, the research answers the question: is it plausible to …
Persistent link: https://www.econbiz.de/10011992191
In Asia, small and medium-sized enterprises (SMEs) account for a major share of employment and dominate the economy … particular venture capital markets. Hence, looking for new methods of financing for SMEs is crucial. Hometown investment trust … paper, we explain the importance of SMEs in Asia and describe about HITs. We then provide a scheme for the credit rating of …
Persistent link: https://www.econbiz.de/10010425546
remain SMEs' main source of financing. Due to the higher risks associated with SMEs, they have to borrow money at high …, banks have become more reluctant to lend funds to SMEs. The government's use of a credit guarantee scheme (CGS) relies on … the willingness of second-tier banks to lend to SMEs, since they decide which SMEs to lend to and the effective interest …
Persistent link: https://www.econbiz.de/10012254886
Persistent link: https://www.econbiz.de/10011418701
Small and medium-sized enterprises (SMEs) are the backbone of the Asian economy. They make up more than 98% of all … Asia's economic success to have fully functioning support measures for SMEs. However, SMEs face challenges from limited …, which are some of the reasons behind the slow growth of SMEs. This paper focuses on four major reasons that slowed the SME …
Persistent link: https://www.econbiz.de/10011452863
Small and medium-sized enterprises (SMEs) have difficulties in accessing finance because of information asymmetry and a … lack of collateral. A credit guarantee scheme is a suitable method to unlock lending to SMEs; however, it involves SMEs … selected macroeconomic variables and the financial health of SMEs have a statistically significant impact on the default risk …
Persistent link: https://www.econbiz.de/10012131997
The credit risk database (CRD) makes it possible to mitigate the problem of information asymmetry between SMEs and … financial institutions and contributes to improving SMEs' access to finance by collecting a large number of financial statements …, confirm the situation in Japan, and highlight the CRD's contribution to evaluating the creditworthiness of SMEs. We also …
Persistent link: https://www.econbiz.de/10011975572