exposures to SMEs. Our findings have important policy implications in terms of achieving optimal diversification and lower risk …This paper examines the impact of bank revenue diversification on the performance of banks in an emerging economy … Western economies, a shift towards non-interest activities increases bank profits and risk-adjusted profits particularly when …

We estimate the benefits of intrastate and interstate geographic diversification for bank risk and return, and assess … across U.S. states. For small banks, only intrastate diversification is beneficial in terms of risk-adjusted returns but for … bank' could still benefit in terms of risk-adjusted returns from further geographic diversification. Higher economic …

bank profitability and risk before, during, and after the global financial crisis of 2007-2008. We use a unique hand … presence of excess control rights is associated with lower profitability, higher risk-taking and higher default risk before … (2002-2006) and after (2009-2010) the crisis. Conversely, it improves profitability and no longer affects risk during the …

In this paper, we explore whether economic uncertainty differently affects the default risk of Islamic and conventional … uncertainty increases the default risk of conventional banks but does not affect Islamic banks’ default risk. To understand why … banks’ default risk is not significantly affected by uncertainty in all types of countries, but such a difference with …

performance and risk. Using detailed data on Indonesian banks from 2001 to 2008 and controlling for various factors, our results …, either under the form of direct ownership, pure single majority, or family directors, is related to higher default risk …, income variability, and loan risk. However, the presence of institutional investors as a second stage block holder in family …

(systemic risk-based) capital requirements and their impact on banks' balance sheets, specifically lending, and hence the real …

local banking crisis), highlighting the importance of a resilient banking system during crisis periods. Moreover, empirical … outcomes show that lower banking competition supports economic growth and increases financial stability. This study provides a … framework for banks and regulators to boost economic growth through the channel of banking stability. …