The guaranteed lending progams of the Small Business Administration (SBA) are large and growing rapidly. The SBA's fiscal year 2009 Performance Budget call for 28 billion (Dollar) in guaranteed loans for small businesses - a new record for the agency. Some critics of SBA programs suggest they do...

The credit access gap experienced by minority entrepreneurs has convinced researchers that discrimination is widespread and systematic in the small business credit market. The Small Business Administration's (SBA) guaranteed lending program was designed to respond to this credit-rationing...