returns assists retirement plan members to make competent choices. We find that members switch quickly from a high-fee plan to …

Default investment options in retirement plans are a potent influence on member choice. Little is known about how plans … set them. We investigate how retirement plan providers choose default investment strategies for passive members. We … regulation of the Australian retirement system. Passive plan members are different from active members in ways that matter for …

In private pre-funded retirement savings systems, workers can be compelled by regulation to make minimum contributions … to retirement accounts. We examine the impact of compulsory contributions into retirement savings (superannuation … loss. In response, we propose a time varying contribution rate that mitigates the welfare loss while enhancing retirement …

Households in many countries reach retirement with lump sums of financial wealth accumulated in defined contribution … (DC) retirement plans. Retired households need to manage risks and generate income from their savings. We study the … dynamics of retirement wealth and portfolio allocation using the three wealth waves of the Household, Income and Labour …

retirement savings investment options using ‘user-friendly' information prescribed by regulators. We demonstrate that choices of …

We conduct a choice experiment to investigate the impact of the financial crisis of 2008 on retirement saver investment …. Overall we find a mild moderating of retirement investor risk tolerance in 2008 …

We combine survey data from retirement plan members with information from interviews with plan executives to get both … find that not all retirement savings plan members who default at the plan choice stage default at the investment choice … defaulting members as uninterested in their retirement savings, our results highlight that subjective lack of skill combined with …

The COVID-19 Early Release Scheme allowed Australian retirement plan participants in financial hardship immediate … access to up to $A20,000 of their ‘preserved’ retirement savings, making otherwise illiquid balances temporarily liquid …. Using administrative and survey data from a large Australian retirement plan, we examine what drove people’s decisions to …