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Where Does it Go? Spending by the Financially Constrained
Cole, Shawn A.; Thompson, John; Tufano, Peter - 2009
In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze how these Americans spend their income tax refunds, using transaction-level data from a stored-value card product. Card-holders may...
Persistent link: https://www.econbiz.de/10011425734
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Where does it go? Spending by the financially constrained.
Cole, Shawn A.; Thompson, John; Tufano, Peter - 2008
In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze how these Americans spend their income tax refunds, using transaction-level data from a stored-value card product. Card-holders may...
Persistent link: https://www.econbiz.de/10011427516
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Where Does it Go? Spending by the Financially Constrained
Cole, Shawn A.; Thompson, John; Tufano, Peter - Harvard Business School, Harvard University - 2008
In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze how these Americans spend their income tax refunds, using transaction-level data from a stored-value card product. Card-holders may...
Persistent link: https://www.econbiz.de/10005754932
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Where does it go? : spending by the financially constrained
Cole, Shawn (contributor); Thompson, John (contributor);  … - 2008 - Rev.
Persistent link: https://www.econbiz.de/10003722926
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Where Does it Go? Spending by the Financially Constrained
Cole, Shawn Allen - 2008
In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze how these Americans spend their income tax refunds, using transaction-level data from a stored-value card product. Card-holders may...
Persistent link: https://www.econbiz.de/10012725139