information on the geographic distribution of bank branches and matched lenderborrower financial statements during 1996-2004, we … with bank governance. …

geographic distribution of bank lending, matched lender-borrower financial statements, and borrower defaults, we find that the …

Using 30,466 bank loans originated during 1990-2006, we examine why firms switch to new banks for their repeat loans … extent of information asymmetry and a firm's propensity to switch to a new bank - the most opaque firms and the most … transparent firms are more likely to stay with their existing relationship bank. Further, firms that switch banks are more likely …

focus on bank loans rather than cash flow. Our results show that investment is sensitive to bank loans for unconstrained … unconstrained firms use bank loans to finance trade credit provided to other firms. Our results illustrate alternative mechanisms … that firms employ both as borrowers and lenders (100 words). -- SMEs ; financing constraints ; bank lending ; trade credit …

by the following types of bank financial distress: 1) low equity ratio; 2) low Tier 1 capital ratio; and 3) losses on … crunch ; financial crisis ; bank lending channel ; business lending …

officer activities are associated with bank production of soft information. We also find that loan officers at small banks …