Earlier this year, EBRI updated its Retirement Security Projection Model and determined that the overall retirement income adequacy for households currently ages 36-62 had substantially improved since 2003. EBRI has received several requests since the publication of the updated RSPM results to...

This paper introduces a new method of analyzing the results from the EBRI Retirement Security Projection Model (RSPM®). Instead of simply computing an overall percentage of the simulated life-paths in a particular cohort that will not have sufficient retirement income to pay for the simulated...

This paper provides results from EBRI's Retirement Security Projection Model® to examine claims that merely working to age 70 would provide most workers with adequate retirement income levels. Contrary to some reports that working just a little bit longer -- to age 70 -- will allow between 80...

Analyses of recent proposals to change the tax preferences for employment-based 401(k) retirement programs have often assumed status quo in plan design (by plan sponsors) and contribution flows (by both individual participants and employers) in response to those changes. Surveys of both...