This paper presents key findings from the 19th annual Retirement Confidence Survey (RCS), a survey that gauges the … views and attitudes of working-age and retired Americans regarding retirement, their preparations for retirement, their … confidence with regard to various aspects of retirement, and related issues. Workers who say they are very confident about having …

retirement: How much do I need to save each year for a “successful” retirement? It begins with a brief description of EBRI …'s Retirement Security Projection Model,® followed by the specific methodology utilized in this analysis. Results are provided first … major post-retirement risks (longevity, investment, and long-term care) while allowing the participant to also choose the …

” retirement and decrease retirement deficits. Results were provided for all age groups from ages 35-64, but the primary focus was … “successful” retirement (as measured by the Retirement Readiness Ratings, or RRR) by 8.4 percent, declining as employer size … nearly doubles, to 15.2 percent. Among all families where the head is ages 35-64, the aggregate national retirement deficit …

retirement accounts on retirement income adequacy for Baby Boomers and Gen Xers in the United States. This paper summarizes that …’s modeling shows a substantial improvement in the probability of attaining a financially successful retirement if workers are … 401(k) plan are simulated to have sufficient 401(k) accumulations that, combined with Social Security retirement benefits …

Measuring retirement security -- or retirement income adequacy -- is an extremely important topic. The May 2012 EBRI … Notes article provided updates for the previously published EBRI Retirement Readiness Ratings™ as well as the average … Retirement Savings Shortfalls (RSS). This paper provides sensitivity analysis on the Retirement Readiness Ratings™ by giving …

Measuring retirement security -- or retirement income adequacy -- is an extremely important topic. EBRI launched a … would have sufficient income when they reached retirement age. After conducting studies for Oregon, Kansas, and … Massachusetts, a national model -- the EBRI Retirement Security Projection Model® (RSPM) -- was developed in 2003, and in 2010 it …

In recent years, the prospect of increasing individual interest in annuitizing retirement savings has been enhanced … through an insurance product designed to provide monthly benefits only after a significant deferral period in retirement. In … modify the market for longevity annuities, it is useful to model the degree to which QLACs can improve retirement security …

The EBRI Retirement Secur ... …