This paper provides results from EBRI's Retirement Security Projection Model® to examine claims that merely working to age 70 would provide most workers with adequate retirement income levels. Contrary to some reports that working just a little bit longer -- to age 70 -- will allow between 80...

Analyses of recent proposals to change the tax preferences for employment-based 401(k) retirement programs have often assumed status quo in plan design (by plan sponsors) and contribution flows (by both individual participants and employers) in response to those changes. Surveys of both...

For nearly a quarter century, the Retirement Confidence Survey (RCS) has garnered a sense of American worker and retiree confidence about their financial prospects in retirement. This paper presents an analysis of the retirement savings targets set by individual respondents to the 2013 RCS,...

Previous EBRI research reported on a comparative analysis of future benefits from private-sector, voluntary enrollment (VE) 401(k) plans and stylized, final-average-pay defined benefit (DB) plans. This paper expands upon work previously published by computing for a number of simulated employee...