NBER Bulletin on Aging and Health by email. How households draw down the balances that they accumulate in retirement saving … accounts such as 401(k) plans and Individual Retirement Accounts can have an important effect on the contribution of these … accounts to retirement income security. This paper presents evidence on the pattern of withdrawals at different ages. We find a …

How households draw down the balances that they accumulate in retirement saving accounts such as 401(k) plans and … Individual Retirement Accounts can have an important effect on the contribution of these accounts to retirement income security …

How households draw down their balances in personal retirement accounts (PRAs) such as 401(k) plans and IRAs can have … an important effect on retirement income security and on federal income tax revenues. This paper examines the withdrawal … behavior of retirement-age households in the SIPP and finds a modest rate of withdrawals prior to the age of 701⁄2, the age at …

This paper presents evidence on the resources available to households as they enter retirement. It draws heavily on … data collected by the Health and Retirement Study and calculates the "potential additional annuity income" that households … could purchase, given their holdings of non-annuitized financial assets at the start of retirement. Even if households used …

How households draw down their balances in personal retirement accounts (PRAs) such as 401(k) plans and IRAs can have … an important effect on retirement income security and on federal income tax revenues. This paper examines the withdrawal … behavior of retirement-age households in the SIPP and finds a modest rate of withdrawals prior to the age of 70½, the age at …

This paper presents evidence on the resources available to households as they enter retirement. It draws heavily on … data collected by the Health and Retirement Study and calculates the "potential additional annuity income" that households … could purchase, given their holdings of non-annuitized financial assets at the start of retirement. Even if households used …

authors consider the interactions between financial circumstances in later life, such as household savings and home ownership …