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The prevalence and impact of misstated incomes on mortgage loan applications

Blackburn, McKinley L.; Vermilyea, Todd - In: Journal of Housing Economics 21 (2012) 2, pp. 151-168

Misstatement of income on mortgage loan applications (the “liar-loan” problem) is thought to have been a contributor to the boom and bust of mortgage markets. We provide nationwide measurements that reflect the degree to which incomes on mid-2000 home-purchase mortgage loan applications were...

Persistent link: https://www.econbiz.de/10011065373

Racial disparities in bank-specific mortgage lending models

Blackburn, McKinley L.; Vermilyea, Todd - In: Economics Letters 85 (2004) 3, pp. 379-383

Persistent link: https://www.econbiz.de/10005270147

Racial disparities in bank-specific mortgage lending models

Blackburn, McKinley L.; Vermilyea, Todd - In: Economics letters 85 (2004) 3, pp. 379-383

Persistent link: https://www.econbiz.de/10002368779

The prevalence and impact of misstated incomes on mortgage loan applications

Blackburn, McKinley L.; Vermilyea, Todd - In: Journal of housing economics 21 (2012) 2, pp. 151-168

Persistent link: https://www.econbiz.de/10009664496

A comparison of unexplained racial disparities in bank-level and market-level models of mortgage lending

Blackburn, McKinley L.; Vermilyea, Todd - In: Journal of financial services research : JFSR 29 (2006) 2, pp. 125-147

Persistent link: https://www.econbiz.de/10003305737

The role of information externalities and scale economies in home mortgage lending decisions

Blackburn, McKinley L.; Vermilyea, Todd - In: Journal of urban economics 61 (2007) 1, pp. 71-85

Persistent link: https://www.econbiz.de/10003408586

The prevalence and impact of misstated incomes on mortgage loan applications

Blackburn, McKinley L.; Vermilyea, Todd - In: Journal of housing economics 21 (2012) 2, pp. 151-169

Persistent link: https://www.econbiz.de/10009981262

Racial disparities in bank-specific mortgage lending models

Blackburn, Mckinley L.; Vermilyea, Todd - In: Economics letters 85 (2004) 3, pp. 379-384

Persistent link: https://www.econbiz.de/10006754439