CAO, JIE; LU, HONGKE; WANG, WEIWEI; WANG, JIAN - In: International Journal of Information Technology & … 11 (2012) 04, pp. 857-874
Five-category loan classification (FCLC) is an international financial regulation approach. Recently, the application and implementation of FCLC in the Chinese microfinance bank has mostly relied on subjective judgment, and it is difficult to control and lower loan risk. In view of this, this...