This study aims to investigate the effect of IT loan on performance of banks. The empirical analysis is grounded on the panel data from 1998 to 2002. The results find that there is negative significant influence as banks increase their loan ratios to the IT industry. Meaningfully, during the...

Banks must take various risks, especially credit risks from granting credit, however, they should take action against risks in order to adopt an optimal portfolio between risks and returns. Thus, recent advances in risk management formulas in banking may facilitate credit availability, enabling...