Showing 41 - 50 of 171
Despite the extensive debate on the effects of bank competition, only a handful of single-country studies deal with the … impact of bank competition on the cost of credit. We contribute to the literature by investigating the impact of bank … competition on the cost of credit in a cross-country setting. Using a panel of firms from 20 European countries covering the …
Persistent link: https://www.econbiz.de/10012148780
​Trust in banks is considered essential for an effective financial system, yet little is known about what determines trust in banks. Only a handful of single-country studies discuss the topic, so this paper aims to fill the gap by providing a cross-country analysis on the level and...
Persistent link: https://www.econbiz.de/10012148781
This paper investigates the cyclicality of bank liquidity creation. Since liquidity creation is a major economic function of banks, their liquidity creation behavior may amplify business cycle fluctuations. Using the methodology of Berger and Bouwman (2009) to compute liquidity creation...
Persistent link: https://www.econbiz.de/10012148799
Trust in banks is essential to financial system effectiveness. This study examines the determinants of trust in banks in China. Using the most recent wave of the World Values Survey, which included information on trust in banks from the survey in China in 2012, we perform ordered logit...
Persistent link: https://www.econbiz.de/10012148803
We investigate whether lending by the dominant Russian state bank, Sberbank, contributed to Vladimir Putin's ascent to power during the presidential elections of March 2000. Our hypothesis is that Sberbank corporate loans could have been used as incentives for managers at private firms to...
Persistent link: https://www.econbiz.de/10012148811
This paper analyses the effect of bank profitability on economic growth. While policymakers have shown major concerns for low levels of bank profitability, there are no empirical studies on the growth effects of bank profitability. To fill this gap, we investigate the impact of bank...
Persistent link: https://www.econbiz.de/10012148831
Considering the evidence that China's five largest state-owned banks (the Big Five) suffer from low cost efficiency, this paper decomposes overall efficiency of Chinese banks into: persistent efficiency and transient efficiency components. Low persistent efficiency reflects structural problems,...
Persistent link: https://www.econbiz.de/10012148832
This paper investigates how past experience with banking crises influences an individual's trust in banks. We combine data on banking crises for the period 1970–2014 with individual data on trust in banks for 52 countries. We find that experiencing a banking crisis diminishes a person's trust...
Persistent link: https://www.econbiz.de/10012148860
This paper examines the relationship between capital and liquidity creation. This issue is of interest to determine the potential impact of tighter capital requirements such as those involved in Basel III reforms on liquidity creation. We perform Granger-causality tests in a dynamic GMM panel...
Persistent link: https://www.econbiz.de/10009566415
This study examines the relationship between bank transparency and efficiency. Using a unique dataset for Russian banks, we find that transparency is important and that, among the dimensions of transparency, the transparency in board and management structure and process represents the most...
Persistent link: https://www.econbiz.de/10013128103