Showing 41 - 50 of 145
​Trust in banks is considered essential for an effective financial system, yet little is known about what determines … trust in banks. Only a handful of single-country studies discuss the topic, so this paper aims to fill the gap by providing … a cross-country analysis on the level and determinants of trust in banks. Using World Values Survey data covering 52 …
Persistent link: https://www.econbiz.de/10012148781
function of banks, their liquidity creation behavior may amplify business cycle fluctuations. Using the methodology of Berger … creation of Russian banks from 2004 to 2015. Detailed quarterly data on a very large sample of banks and coexistence of … different bank ownership types (state-owned, domestic private and foreign banks), makes Russia an ideal natural laboratory for …
Persistent link: https://www.econbiz.de/10012148799
Trust in banks is essential to financial system effectiveness. This study examines the determinants of trust in banks … in China. Using the most recent wave of the World Values Survey, which included information on trust in banks from the … individual and provincial indicators on trust in banks. We observe the influence of certain sociodemographic indicators …
Persistent link: https://www.econbiz.de/10012148803
We investigate whether lending by the dominant Russian state bank, Sberbank, contributed to Vladimir Putin's ascent to power during the presidential elections of March 2000. Our hypothesis is that Sberbank corporate loans could have been used as incentives for managers at private firms to...
Persistent link: https://www.econbiz.de/10012148811
This paper analyses the effect of bank profitability on economic growth. While policymakers have shown major concerns for low levels of bank profitability, there are no empirical studies on the growth effects of bank profitability. To fill this gap, we investigate the impact of bank...
Persistent link: https://www.econbiz.de/10012148831
Considering the evidence that China's five largest state-owned banks (the Big Five) suffer from low cost efficiency …, this paper decomposes overall efficiency of Chinese banks into: persistent efficiency and transient efficiency components … persistent efficiency and transient efficiency for a large sample of 166 Chinese banks over the period 2008–2015. In line with …
Persistent link: https://www.econbiz.de/10012148832
This paper investigates how past experience with banking crises influences an individual's trust in banks. We combine … data on banking crises for the period 1970–2014 with individual data on trust in banks for 52 countries. We find that … experiencing a banking crisis diminishes a person's trust in banks, and that high exposure to banking crises is negatively related …
Persistent link: https://www.econbiz.de/10012148860
To analyze whether the occurrence of elections affects access to credit for firms, we perform an investigation using firm-level data covering 44 developed and developing countries. The results show that elections impair access to credit. Specifically, firms are more credit-constrained in...
Persistent link: https://www.econbiz.de/10012815320
State-owned banks tend to increase lending before elections for the purpose of boosting the re-election odds of … incumbent politicians. We employ monthly data on individual banks to study whether Russian banks increased their lending before … both state-owned and private banks increased their lending before presidential elections. This result stands for all loans …
Persistent link: https://www.econbiz.de/10012614230
Reference to gender in language can lead individuals to draw distinctions between genders and re-inforce traditional views of gender roles. To test our hypothesis that language gender-marking exerts an influence on the gender gap in financial inclusion, we draw on data for 117 countries in the...
Persistent link: https://www.econbiz.de/10012614231