China is experiencing a transformation, as vast numbers of rural laborers move toward off-farm employment. In such a transformation, the role of credit is unclear. The overall goal of this study is to examine the impact of access to credit by rural households on employment decision-making by...

Nitrogen (N) fertilizer has been excessively used in China's crop production, resulting in nonpoint pollution and significant greenhouse gas emissions. Previous studies show that farmers can reduce N-fertilizer upon receiving knowledge training. However, there is little evidence of the...

Purpose – Internationally, microfinance run by non-governmental organizations (NGOs) is often considered an important approach to meeting the credit demand of rural households, particularly among the poor. However, the perceived competitions with formal financial institutions and concerns...