-sized enterprise (SME) sector, it is crucial for banks to distinguish healthy SMEs from risky ones. This chapter examines how a credit …

, which hinder their growth. As most Asian countries are bank-dominant economies, capital market financing is not a realistic …

development of the SME sector is the lack of stable finance. Considering the bank-dominated characteristic of economies in Asia …

, which are some of the reasons behind the slow growth of SMEs. This paper focuses on four major reasons that slowed the SME … growth in Asia including i) lack of finance, ii) lack of comprehensive databases, iii) low level of R&D expenditures, and iv …

stable finance. One efficient way to promote SME financing is through credit guarantee schemes, where the government … guarantees a portion (ratio) of a loan provided by a bank to an SME. This research provides a theoretical model and an empirical …

development while fostering more inclusive growth and greater income equality. Although substantial progress has been made, there …

group SME customers based on financial health, adjust interest rates on loans, and set lending ceilings for each group …