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Persistent link: https://www.econbiz.de/10011711435
To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a …, consumers gained the freedom to choose among hundreds of existing health plans, across employers and state-borders. This paper … impact on market price dispersion. Moreover, it (b) characterizes health plan switchers and investigates their annual and …
Persistent link: https://www.econbiz.de/10011703654
We study theoretically and empirically how consumers in an individual private longterm health insurance market with …
Persistent link: https://www.econbiz.de/10011703964
To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a …, consumers gained the freedom to choose among hundreds of existing health plans, across employers and state-borders. This paper … impact on market price dispersion. Moreover, it (b) characterizes health plan switchers and investigates their annual and …
Persistent link: https://www.econbiz.de/10011663379
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How do patient and provider incentives affect the provision of long-term care? Our analysis of 551 thousand nursing home stays yields three main insights. First, Medicaid-covered residents prolong their stays instead of transitioning to community-based care due to limited cost-sharing. Second,...
Persistent link: https://www.econbiz.de/10014441373
To insure policyholders against contemporaneous health expenditure shocks and future reclassification risk, long …-term health insurance constitutes an alternative to community-rated short-term contracts with an individual mandate. Relying on … unique claims panel data from a large private insurer in Germany, we study a real-world long-term health insurance …
Persistent link: https://www.econbiz.de/10012482050