Eekhoff, Johann; Jankowski, Markus; Zimmermann, Anne - In: The Geneva Papers on Risk and Insurance - Issues and … 31 (2006) 4, pp. 692-704
In the private health insurance (phi) market in Germany ageing provisions are used to reduce age-related premium increases in long-term contracts. Currently, the provisions are not transferred if the insured person switches to another provider. Thus, there are no incentives for the insured to...
