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Savings by and for the poor : a research review and agenda
Karlan, Dean; Ratan, Aishwarya Lakshmi; Zinman, Jonathan - In: The review of income and wealth : journal of the … 60 (2014) 1, pp. 36-78
Persistent link: https://www.econbiz.de/10010457554
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Savings by and for the poor : a research review and agenda
Karlan, Dean; Ratan, Aishwarya Lakshmi; Zinman, Jonathan - 2014
important welfare consequences: variable consumption, low resilience to shocks, and foregone profitable investments. We lay out … five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …
Persistent link: https://www.econbiz.de/10010339591
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Financial education and access to savings accounts : complements or substitutes? ; evidence from Ugandan youth clubs
Karlan, Dean; Jamison, Julian; Zinman, Jonathan - 2014
Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for … shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total … savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find …
Persistent link: https://www.econbiz.de/10010349990
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Does lasting behavior change require knowledge change? : evidence from savings interventions for young adults
Horn, Samantha; Jamison, Julian C.; Karlan, Dean; … - 2020
Persistent link: https://www.econbiz.de/10012314272
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Does lasting behavior change require knowledge change? : evidence from savings interventions for young adults
Horn, Samantha; Jamison, Julian C.; Karlan, Dean; … - 2021
Persistent link: https://www.econbiz.de/10012651517
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Savings by and for the poor: A research review and agenda
Karlan, Dean; Ratan, Aishwarya Lakshmi; Zinman, Jonathan - World Institute for Development Economic Research … - 2014
The poor can and do save, but often use formal or informal instruments that have high risk, high cost, and limited functionality. This could lead to undersaving compared to a world without market or behavioural frictions. Undersaving can have important we
Persistent link: https://www.econbiz.de/10010766027
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Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs
Jamison, Julian C.; Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2014
Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for … shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total … savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find …
Persistent link: https://www.econbiz.de/10011084404
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Getting to theTop of Mind: How Reminders Increase Saving
Karlan, Dean; Mullainathan, Sendhil; McConnell, Margaret; … - eSocialSciences - 2010
expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …
Persistent link: https://www.econbiz.de/10008599380
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Getting to the top of mind: How reminders increase saving
Karlan, Dean; McConnell, Margaret; Mullainathan, Sendhil; … - 2010
expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …
Persistent link: https://www.econbiz.de/10010282726
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Getting to the Top of Mind: How Reminders Increase Saving
Karlan, Dean S.; McConnell, Margaret; Mullainathan, Sendhil - C.E.P.R. Discussion Papers - 2010
expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …
Persistent link: https://www.econbiz.de/10008550318