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Betrugserkennungssystemen oder die konsequente Anzeige entdeckter Betrügerauf die Bekämpfung von Versicherungsbetrug näher untersucht. Es zeigt …The two main purposes of this paper are an introduction to the economic analysis of insurance fraud and furthermore a … derivation of factors that determine fraudulent behavior of policyholders on insurance markets. Consequently, we analyze the …
Persistent link: https://www.econbiz.de/10005841121
equilibrium insurance contract, when a policyholder can report a loss that never occurred. Insurers can only detect fraudulent … signal of the system and auditing becomes more effective. This paper presents conditions under which insurance fraud and the …
Persistent link: https://www.econbiz.de/10005856253
The recent automobile liability insurance crisis in Atlantic Canada has prorupted the four provincial legislations …, the personal automobile insurance system. After reviewing some of the most interesting new regulatory changes, our paper … proposes a new area of discussion: The merger of the four provinicial insurance regulatory bodies to combat insurance fraud. We …
Persistent link: https://www.econbiz.de/10005856256
schwerwiegenden Problemen. Im Rahmen des vorliegenden Beitrags wird zum einen erläutert, warum Versicherungsbetrug als ein …Fraudulent claims are a well-known phenomenon and a serious problem in some insurance markets. The purpose of this … paper is twofold. First of all, it explains why insurance fraud can be considered as a contractual problem. Consequently …
Persistent link: https://www.econbiz.de/10005856258
Betrugserkennungssystemen oder die konsequente Anzeige entdeckter Betrügerauf die Bekämpfung von Versicherungsbetrug näher untersucht. Es zeigt …
Persistent link: https://www.econbiz.de/10005867959
In this paper, we estimate the demand for homeowner insurance in Florida. Since we are interested in a number of … mark-up. Second, we estimate the demand for homeowners insurance using two-stage least squares regression. We employ ISO …'s indicated loss costs as our proxy for real insurance services demanded. We assume that the demand for coverage is essentially a …
Persistent link: https://www.econbiz.de/10005840279
of insurance stocks in Germany during the period 1975-1998. The study is motivated by the use of a multi factor model … negative relationship between changes in the term structure of interest rates and the risk premiums for insurance stocks …
Persistent link: https://www.econbiz.de/10005840291
fees, and fair insurance contracts. Neither punitive damages nor deductibles above the damages are required. …
Persistent link: https://www.econbiz.de/10005840383
Die Gegenfinanzierung für die im Steuerentlastungsgesetz vorgesehenen Steuertarifsenkungen erfolgt durch die Verbreiterung der steuerlichen Bemessunngsgrundlage. Dabei dienen die Versicherungsunternehmen neben den Energieversorgern als die Hauptfinanziers dieser Steuerreform. Die...
Persistent link: https://www.econbiz.de/10005840730
abnormally risky activities, if insurance markets are imperfect. The reason is that highly risky activities typically affect a …
Persistent link: https://www.econbiz.de/10005840839