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This site provides a variety of U.S. real estate statistics on the national, state, and metropolitan area level.
Persistent link: https://www.econbiz.de/10005842877
We calculate optimal portfolio choices for a long-horizon, risk-averse investor who diversifies amongEuropean stocks, bonds, real estate, and cash, when excess asset returns are predictable. Simulations areperformed for scenarios involving different risk aversion levels, horizons, and...
Persistent link: https://www.econbiz.de/10005870164
Welfare gains to long-horizon investors may derive from time diversification that exploits non-zerointertemporal return correlations associated with predictable returns. Real estate may thus become moredesirable if its returns are negatively serially correlated. While it could be important for...
Persistent link: https://www.econbiz.de/10005870699
significantly stronger in those countrieswith larger flexibility/development of mortgage markets; third, the transmission … toconsumption is stronger only in those countries where mortgage equity release iscommon and mortgage contracts are predominantly of …
Persistent link: https://www.econbiz.de/10005866512
Steiner und Wilhelm behandeln in ihrem Beitrag die Frage der Vorteilhaftigkeit der Finanzierungprivat genutzten Wohneigentums, wobei sie ein Festdarlehen einerVersicherungsgesellschaft, das aus der Ablaufleistung einer Kapitallebensversicherung getilgtwird, mit einem Annuitätendarlehen einer...
Persistent link: https://www.econbiz.de/10005868739
The boom in nonprime mortgage lending that occurred inthe United States between 2004 and 2006 was quicklyfollowed by …
Persistent link: https://www.econbiz.de/10005869400
[...]In this article, we assess the evidence in support of a bubblein U.S. home prices and discuss whether a severe decline inthese prices is likely. We also examine the effects of a steep dropin home prices on the broader national economy. Examining the possible effects of a severe decline in...
Persistent link: https://www.econbiz.de/10005869742
[...]In this paper, we look at the relationship between these twoissues to examine how government regulation affects thedynamics of the low-income housing stock. We find that,consistent with theoretical models of housing, restrictions onthe supply of new units lower the supply of affordable...
Persistent link: https://www.econbiz.de/10005869787
commentary on the CRA’s impact on small-businessand multifamily lending, as well as on the provision of financialservices more … banks and mortgage lenders as wellas the impact on the relationship between mortgage lendersand community-based advocacy … providing a brief review of the evolution of CRAregulations, we document the impact that the CRA has hadon home mortgage lending …
Persistent link: https://www.econbiz.de/10005869799
[...]There are, of course, more traditional sources of privatesectorcapital for these markets. First among them is theCommunity Reinvestment Act. As we heard earlier, and asmany of us know firsthand, the act has had a dramatic effect interms of directing private-sector resources into urban...
Persistent link: https://www.econbiz.de/10005869800