EB bezeichnet die Automatisierung und IKS-Unterstützung der Schnittstelle zwischen Kunde und Bank (und eröffnet Optionen, viele bisherige Back Office Funktionen - wie Zahlungsverkehrs- und Wertpapier-Transaktionen sowie bspw. in Beratungssysteme integrierte Bonitätsanalyse mit Hilfe...

Im Finanzdienstleistungsbereich werden bereits seit einiger Zeit Nutzungsmöglichkeitendes Internet/World Wide Web (WWW) diskutiert, realisiert und evaluiert, wobei sich derzeit die kommerzielleNutzung in diesem Bereich weitgehend auf die Bereitstellung allgemeiner Produktinformationen und...

The advent of the internet is revolutionizingthe financial services industry. In the future, electronicbanking (EB) will become a strategic factor, evolvingfrom mere transaction banking to the provision ofindividual, highly customized solutions. For this new wayof EB it is essential to have a...

Der vorliegende Text behandelt die wirtschaftliche Effizienz und die gesetzlichen Vorgaben von Internet-Flatrates für den Service - Provider.

This paper analyzes firms’ choices regarding the geographic scope of patentprotection within the European patent system. We develop an econometric modelat the patent level to quantify the impact of office fees and translation costs onfirms’ decision to validate a patent in a particular...

How do you fund university education? In the UK, the governmentplans to introduce variable fees from 2006, to be paid back after thestudent graduates, but the debate continues worldwide. What isthe best solution, offering what people want but at a realistic price?Nicholas Barr offers his...

Rather than being a handicap, the proposals to introduce top-up fees will prove aboon to students.[...]

Universities, parents and poorer students will allbenefit under the Government’s plans for top-upfees.[...]

How best to widen university access - by abolishing fees, as the Tories suggest, or byenhancing student loans, as the government plans?[...]

Universities need cash, students need support and there are too few working-classentrants. After a two-year extension, Charles Clarke and the class of '73 are all set todeliver answers to these problems. Nicholas Barr offers a guide to how you, theexaminers, should mark their responses.[...]