Dur country should seriously consider the fact that byprioritizing economic development, it has accorded insuffieientattention to such essential goals as the improvementof the livelihoods of our individual eitizens, thewealth of the human spirit, and soeial justice ... In responseto demands for...

Significant amount of work currently undertaken by CEIOPS; Some challenging times ahead; I will focus on two main workstreams: PRIPs and IMD Revision...

The process; A case for EU action; IGS in MS of the EU/EAA; Design Features; The outcome: What size?...

U.S. policy holder protection; U.S. garanty fund system; Notable Features...

This session is about the grwoing political influence - and sometimes what I would regard as interference - with liability insurance in Europe. To me, this is a growing problem and I don't know when it is going to end. It could, however, lead to a complete reshaping of liability insurance and i...

Former CEIOPS Intermediaries Expert Group, CEIOPS Committee on Consumer Protection, Conclusions of the De Larosière Report, Lessons learned from the crisis...

Effective market regulation is criticial to consumer protection. Communication between various insurance department division is key. Market regulatory reforms are focusing on analysis, uniformity and collaboration...

Auskunfts- und Mehrwertdienste (AMWD) sind gekennzeichnet durch eine unmittelbareIntegration von originären Übertragungsleistungen in TK-Netzen, inhaltlichen Zusatzleistungenund Abrechnungsprozessen. Im deutschen TK-Markt finden sich im Wesentlichenzwei Formen von AMWD: Dienste, die über...

Kundenschutzregelungen für den deutschen Postmarkt finden sich gegenwärtig vorallem in der Postdienstleistungsverordnung (PDLV) von 2001. Im ehemals monopolistischenBriefmarkt war die angemessene Berücksichtigung von Kundeninteressen nichtdurch den Wettbewerb gesichert; die Aufgabe des...

Ein Leitfaden für Verbraucher, wie man sich richtig versichert und dabei noch viel Geld sparen kann.