integrated micro-macro approach with twocore virtues. First, we measure the probability of bank distress directly at the … banklevel. Second, we integrate a microeconomic hazard model for bank distress and astandard macroeconomic model. The advantage … effectsbetween bank distress and the real economy. We base the analysis on Germanbank and macro data between 1995 and 2004. Our …

Using a unique bank-level dataset on the Ugandan banking system over theperiod 1999 to 2005, we explore the factors … banking efficiency. Similarly, macroeconomic variables canexplain little of the over-time variation in bank spreads. Bank …-level characteristics, onthe other hand, such as bank size, operating costs, and composition of loan portfolio,explain a large proportion of …

, researchersand regulatory agencies assessing the effects of bank mergerson competition will examine the degree to whichdeposits in a …In the view of most policymakers and economists,competition in retail banking takes place in localmarkets covering a …

) following the adoption of automated payments in the 1970s. The analysis is cast in the context of innovation studies and looks … at the process of industry evolution by highlighting three entangled phenomena: new service innovation; the emergence and …

group membership probabilities.The latter are conditioned on six bank traits of German banks and weidentify four signicantly … substantiallylower compared to previous studies. We use technology regime specic cost parametersto measure competition with Lerner … indices. Large, national universal banksand the smallest, most specialized banks exhibit the lowest level of competition …

ofmore intensive IT use on competition, bank’s information base, and the financial stability of bothbanks and corporates. To …

interest rates. A three-period OLG model is presented with monopolistic competition in the finance sector to endogenise the …

bank to restructure the borrower's firm in the case of distress, thepossibility to appropriate private benefits from …