Objective. To evaluate the role of health plan benefit design and price on consumers' decisions to purchase health … insurance in the nongroup market and their choice of plan.Data Sources and Study Setting. Administrative data from the three …

that parimutuel insurance intrinsically leads to participants being underinsured due to basis risk. Although participants … will be underinsured, parimutuel insurance guarantees no underlying risk borne by the issuer. We also derive the equivalent … transaction costs of traditional insurance relative to HuRLOs. The actual transaction cost for traditional insurance is found to …

costs of health care and general commercial liability. However, little is known about the actual costs to insurance … losses include both direct costs to insurers from paying health insurance and professional liability claims, as weIl as the … cost of litigation. In spite of the lack of data on how IAQ-related health problems affect their business, the insurance …

preparation of the insurance industry for coping with the losses incurred by major discontinuity incidents: regardless of cause …. Acknowledging the increasing frequency of unpredictable man-made disasters and natural catastrophes, the insurance industry would … losses. This paper presents a comparison of opinions about BCM practitioners in both retail and re-insurance companies on the …

”, I evaluate the money’s worth of life annuities and discuss the implications of the government entering the insurance … detailed pricing schemes may help reduce adverse selection in annuity markets. Prices of standard annuity products in the … adverse selection in annuity markets because shorter-lived groups are made much better off (and thus enter the market) while …

research is to investigate the potential role of voluntary health insurance in India, particularly through a micro …, projected risk premia, and variables that may predict levels of health spending. Insurance for institutional health spending is …In developing economies, health shocks play a significant role in instigating and sustaining poverty. The impact of …

ENGLISH ABSTRACT: Previously, the long-term insurance industry only developed financial products andservices that were … activeparticipation of the poor in the mainstream of the South African economy.A set of access standards that governs life insurance … that the long term insurance industrydevelops appropriate products that meet the minimum standards defined in theCharter …

traded weather derivatives to hedge agriculturalproduction and insurance risk. …