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ENGLISH ABSTRACT: The research report investigates the risk/return relationship in the primary agricultural sector in theWestern Cape from a commercial bank's perspective. The study investigated the correlationbetween credit risk and return within a randomly selected portfolio of agricultural...
Persistent link: https://www.econbiz.de/10009442162
could miss its appropriate settings by as much as 4% p.a. Also, shocks to banking productivity or collateral effectiveness …
Persistent link: https://www.econbiz.de/10009441290
provide collateral or a guarantor. …
Persistent link: https://www.econbiz.de/10009447887
SMEs are considered to be an engine for growth in both developed and developingcountries, by generating employment opportunities, strengthening industrial linkages,securing home markets and earning valuable export revenue. Government-backed loanschemes play a major role in many countries, by...
Persistent link: https://www.econbiz.de/10009461076
grants a loan and the location of the borrower) on the use of collateral for business loans by Spanish banks on the basis of … the recent lender based theory of collateral (Inderst and Mueller (2007)). We find that, for the average borrower, the use … of collateral is higher for loans granted by local lenders than by distant ones. We also show that the difference in the …
Persistent link: https://www.econbiz.de/10012530209
collateral is one of the defining characteristics of loan contracts. This paper investigates if relationship lending and market … concentration allow for informational rent extraction through collateral. We use equity IPO data as informational shocks that erode … rentseeking opportunities. Using a new loan-level database for China, we find that collateral incidence increases with …
Persistent link: https://www.econbiz.de/10012530517
literatura empírica sobre el proceso reformatorio en China ; By allowing large classes of movable assets to be used as collateral …
Persistent link: https://www.econbiz.de/10012530591
funding. We rationalize this finding in a theoretical model in which costs of asset encumbrance increase collateral haircuts …
Persistent link: https://www.econbiz.de/10012613021
use as collateral to participate in Eurosystem financing operations. This paper, after a brief summary of the collateral … over the others in terms of the amount of collateral provided: the acceptance of partially government-guaranteed credit … impact has differed widely, determined by the characteristics of the assets used as collateral and their management. Finally …
Persistent link: https://www.econbiz.de/10012666473
use as collateral to participate in Eurosystem financing operations. This paper, after a brief summary of the collateral … over the others in terms of the amount of collateral provided: the acceptance of partially government-guaranteed credit … impact has differed widely, determined by the characteristics of the assets used as collateral and their management. Finally …
Persistent link: https://www.econbiz.de/10012666479