This project was divided into three parts. By storing a large data set in the database system, the data can be efficiently queried to analyze the customer base with reference to size and density, distribution, and vital statistics. First, the current customer portfolio was profiled in terms of...

Does consumer behavior exhibit time inconsistency? This is an essential, yet difficult question to answer. This dissertation attempts to answer this question based on a large-scale randomized experiment in the credit card market. Specifically,we apply both time consistent preferences...

Trotz ständig steigender Bedeutung kartengebundener Zahlungssysteme fehlt es im deutschen Zivilrecht an einer speziellen Regelung für Kreditkarten und den mannigfachen Risiken, die sich bei deren Gebrauch ergeben können. Aus diesem Grund kommt den Allgemeinen Geschäftsbedingungen, also den...

Offshore outsourcing continues to gain prominence as the printing industrystrides into the future. With different segments of the industry looking at reducingcosts and, in exchange providing value-added services, more companies turntowards outsourcing services offshore as a solution. Although it...

A vast body of knowledge exists with regards to the attitudes involved in the consumption of luxury brands. The purchase of products for their symbolic and social value rather than for their inherent utility in now widely recognised as a significant determinant of consumer behaviour (Mason...