Unlicensed driving remains a serious problem in many countries, despite ongoing improvements in traffic law enforcement practices and technology. In the USA, over 10% of the drivers involved in fatal crashes do not hold a valid licence, while approximately 20% of all fatal crashes involve at...

Los sistemas de información desempeñan un papel esencial en el funcionamiento de las entidades financieras. Si bien estos sistemas sustentan los servicios de las entidades y facilitan sus estrategias, sus vulnerabilidades subyacentes podrían constituir una importante fuente de riesgo, el...

Information systems play a critical role in the functioning of financial institutions. While supporting their services and enabling their strategies, underlying vulnerabilities could pose an important source of risk: cyber risk. This may impair financial institutions’ operational capabilities...