In der vorliegenden Arbeit wurde die Entwicklung der privaten Pensionsvorsorge anhand von Lebensversicherungen am sterreichischen Markt beleuchtet. Impuls dafür war die Einführung der prämienbegünstigten Zukunftsvorsorge im Jahr 2003. Durch den Erfolg der prämienbegünstigten...

Nach den terroristischen Anschlägen vom 11. September 2001 wurde sowohl in der Versicherungspraxis als auch in der Wissenschaft kontrovers darüber diskutiert, ob der Staat bei solchen als "nicht versicherbar" geltenden Terrorismusrisiken mithaften soll. Als Folge der Ereignisse des 11....

More than 3,000 electric utilities in the United States provide electricity to sustain the Nation`s economic growth and promote the well-being of its inhabitants. At the end of 1996, the net generating capability of the electric power industry stood at more than 776,000 megawatts. Sales to...

A computer model was developed at Oak Ridge National Laboratory to analyze the electricity production, costs, and prices for two geographical regions for a single year. Bulk-power trading is allowed between the two regions and market clearing prices are determined based on marginal costs. The...

This exploratory qualitative study investigates the reaction of the selling side of the real estate market to the mandatory disclosure of information as a consumer protection mechanism in residential property transactions, the largest purchase most consumers will ever make. In Australia, where...

U.S. consumers are worried about their privacy and their personal information.High profile cases of identity theft involving companies losing the private information ofhundreds of thousands of customers have only served to elevate the mistrust consumershave for companies that collect and share...

Much of the focus in the literature relating to the legal issues associated with intelligent software agents focuses on issues associated with the valid conclusion of contracts involving the use of such agents. While contractual validity is of fundamental importance, suppliers and consumers in...

Transparent pricing is a prerequisite for an efficient, competitive market and responsible consumer behavior. If the card industry were required to price its products in a straightforward manner, and it were less costly for consumers to switch cards, deceptive practices would be harder to...

The article addresses the present situation in the consumer protection. It analyzes the measure of exercise of consumer rights by particular consumers. To a quality and successful exercise contribute a quality awareness, learning and education of consumers, who make a part of the Conception of...

This article is aimed at the information about food-stuffs safety and legislative adjustment of this area. It hints the responsibilities of food-stuffs suppliers and brings forward the necessity of particular members of distribution channel. This article also describes the results of concrete...