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Factors affecting the growth of microfinance institutions in Namibia
Mulunga, Anna Magano - 2010
growth and poverty alleviation. Microfinance is seen as one of the effective tools that can address poverty alleviation by … engaging the poor in sustainable economic activities. Microfinance services have existed in Namibia since the late 1990s, yet … they have not attained growth.The main providers of microfinance services consist mainly of Micro-lenders, Non …
Persistent link: https://www.econbiz.de/10009442245
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The sustainability of microfinance in Mozambique
Cumbi, Gonqalo M. T. - 2011
In the microfinance discourse, sustainability can relate to organisational, managerial and financial aspects. However …
Persistent link: https://www.econbiz.de/10009442267
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Elasticities of Demand for Consumer Credit
Karlan, Dean S.; Zinman, Jonathan - 2005
present estimates of this parameter derived from a randomized trial. The experiment was implemented by a consumer microfinance …
Persistent link: https://www.econbiz.de/10009444167
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Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment
Karlan, Dean S.; Zinman, Jonathan - 2005
Information asymmetries are important in theory but difficult to identify in practice. We estimate the empirical importance of adverse selection and moral hazard in a consumer credit market using a new field experiment methodology. We randomized 58,000 direct mail offers issued by a major South...
Persistent link: https://www.econbiz.de/10009444170
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Essays on Banking for Micro and Small Enterprises
Schrader, Jan Peter - 2009
countries after an aggregate income shock. The analysis is based on a data set in which the customer data of the microfinance … microfinance institution. The results support the hypothesis that especially transaction lending contributes to the problem of …
Persistent link: https://www.econbiz.de/10009476239
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Analysis of the Incentive Mechanisms of Individual and Group- Microlending Contracts
Vigenina, Denitsa - 2004
borrowing groups of the microfinance institutions Constanta (Georgia) and FORA (Russia), this study describes to what extent … individual lending mechanism - based on the experience of 130 borrowers of the Microfinance Bank of Georgia – shows that there …
Persistent link: https://www.econbiz.de/10009460736
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Credit guarantee schemes and the support of small businesses in Lesotho
Lepolesa, Gerard - 2008
ENGLISH ABSTRACT: Small and Medium Enterprises (SMEs) are regarded as core drivers of private sectordevelopment in many countries. By their nature, SMEs encounter enormous problems,ranging from usage of appropriate technology, access to raw materials, lack of skills, etc.However, access to...
Persistent link: https://www.econbiz.de/10009442065
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The financial sustainability of South Africa's National Development Finance Institutions
Mulusa, Lucky Mabenga - 2008
ENGLISH ABSTRACT: Development Finance Institutions (DFIs) in South Africa can enhance their role as prime vehicles for the Government to achieve the social objectives of meeting the millennium goals. This can be achieved by ensuring that higher ratios of resources available to the DFIs are...
Persistent link: https://www.econbiz.de/10009442071
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Improving public-private partnership deal flow for infrastructure delivery in South Africa : the role of National Treasury
Ngamlana, Philbert Xola - 2009
ENGLISH ABSTRACT: The traditional form of delivering infrastructure and services by government is fraught with problems. These include cost overruns, time overruns and neglect of maintenance resulting in dilapidated and aged infrastructure. Public-private partnerships (PPPs) are emerging as an...
Persistent link: https://www.econbiz.de/10009442075