Neoclassical analysis of the labor market and its institutions. A systematic development of the theory of labor supply …

We study the effect of government assistance on bank risk taking. Using hand-collected data on bank applications for … government investment funds, we investigate the effect of both application approvals and denials. To distinguish banks? risk … banks approve riskier loans and shift investment portfolios toward riskier securities. However, this shift in risk occurs …

. By means of the data collected in cars they can better estimate individual driving behavior and accident risk which … information asymmetries concerning individual risk this has positive efficiency effects. Simultaneously with the improvement of … reveal to the insurer information about their own risk type, when risk type is due to differences in immutable …

% per year on a risk-adjusted basis over the three-year period following the sale of their loan. Furthermore, they suffer a …

with at-risk capital. We identify market environments where these incentives are necessary for firm survival and interpret …

discuss the advantagesand disadvantages of each source of funding and analyze them numerically for bothrisk-neutral and risk … increasingprogramme costs. For risk-averse farmers, however, conditions that ensure a positiveoutcome from compliance rewards become more …