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One of the reasons for the success of Fiji Nursing and Associates Credit Union (FNACU) was through innovation in governance by making amendments to the Credit Union Act to allow for expansion of their membership to paramedics and minors. Cooperatives including credit unions have played a...
Persistent link: https://www.econbiz.de/10009437790
to banks, they make loans available to any borrower regardless of the intended use of the money as long as borrowers …
Persistent link: https://www.econbiz.de/10009447887
This paper investigates the impact of Familias en Acción, a conditional cash transfer program in Colombia, on participant credit behavior. The motivation of the research is derived from previous studies which indicate that conditional cash transfer programs have effects on households aside from...
Persistent link: https://www.econbiz.de/10009468745
Rendering of the loans is one of the main activities of commercial banks, giving the largest income, but at the same … time raising the highest risk. Trying to avoid the risk of non-repayment of the loans, to insure the redemption of the loan … in time and to gain a profit as more as possible commercial banks should give the loans only to the reliable clients …
Persistent link: https://www.econbiz.de/10009478970
At this final master’s work the market of loans to Lithuanian households is analyzed. Given the methods applied to … analyze credit markets in practice, the long-term and short-term relations between loans to Lithuanian households and other … transactions. Given the rapid growth of loans to Lithuanian households in recent years, the effect of external impulses coming …
Persistent link: https://www.econbiz.de/10009479370
This exploratory issue paper begins with a statement by Joseph Stiglitz, Nobel Laureate in Economic Sciences, which outlines what a well-functioning global financial system would achieve, followed by his dry statement that the current global financial system does none of these things. The paper...
Persistent link: https://www.econbiz.de/10009482147
The pass-through of market interest rates to the financial conditions of households and firms represents an essential element in the monetary policy transmission mechanism. In this document, we analyze how this transmission is developing in the current hiking cycle in the euro area and in Spain,...
Persistent link: https://www.econbiz.de/10014377351
The pass-through of market interest rates to the financial conditions of households and firms is an essential element in the monetary policy transmission mechanism. In this paper, we analyse how this transmission is playing out in the current hiking cycle in the euro area and in Spain, as...
Persistent link: https://www.econbiz.de/10014377366
associated with loans and deposits of households and non-financial corporations, or fee and commission income. Breaking down net …
Persistent link: https://www.econbiz.de/10014516895
Rationale The share of non-marketable assets (mainly bank loans) pledged as collateral in the Eurosystem’s monetary …-marketable assets are loans to firms rated using the Banco de España’s in-house rating system, called ICAS BE. •There is ample scope to … increase the volume of pledged loans with an ICAS BE rating, especially in the case of loans to SMEs. •Spanish firms’ ICAS BE …
Persistent link: https://www.econbiz.de/10014569531